Plot 93 - Kafeero Zone Road, Old Mulago 0772973361 info@sacco.co.ug
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Trusted by 10,000+ Members

Financial Freedom for Your Future

We provide optimal and affordable financial services to help you achieve your dreams. Join thousands of members building wealth together.

Become a Member Our Services
10K+
Active Members
50B+
Savings
30B+
Loans Disbursed
My Savings Account
Regular Shares
UGX 12,450,000
About SACCO
About Our SACCO

Empowering Communities Through Financial Cooperation

We provide optimal and affordable financial services to our members for their socio-economic development. Our mission is to promote savings culture and provide accessible credit facilities.

  • Member-Owned

    Owned and controlled by our members

  • Safe & Secure

    Your deposits are safe with us

  • Affordable Credit

    Low interest rates on loans

  • Dividends

    Annual dividends to qualifying members

Our Services

What We Offer

Exclusive services designed for your financial growth and stability

Loans

Flexible loans for growth, equipment, or personal needs with competitive interest rates.

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Savings

Reliable savings for stability, dreams, or emergencies. Start saving today.

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Shares

Invest in your future with our exclusive share plans and earn dividends.

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Insurance

Reliable health insurance to protect you and your loved ones.

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Why Choose Us

The SACCO Advantage

Experience financial freedom with our member-focused services

Competitive Interest Rates

Enjoy some of the lowest interest rates on loans and competitive returns on your savings.

Deposits Guaranteed

Your savings are secure with us. We are regulated and your deposits are protected.

Mobile Banking

Access your account anytime, anywhere via USSD codes. No internet required.

Quick Loan Processing

Get approved for loans quickly with minimal paperwork and fast disbursement.

Member Training

Access financial literacy training and business development support.

Annual Dividends

Qualifying members receive annual dividends based on share performance.

Membership

Join Our SACCO Today

Become a member and start enjoying exclusive financial services designed for your growth.

All You Need Is...

  • Valid ID

    National ID, Passport or Driving License

  • Passport Photo

    Recent passport size photograph

  • Employment Verification

    Letter from employer or business registration

Minimum Membership Requirement

UGX 170,000 / one-time
  • UGX 100,000 as first share
  • UGX 20,000 minimum savings
  • UGX 50,000 membership fee (paid once)
Join SACCO
Mobile Banking

Access Your Account Anywhere

Get your SACCO number via mobile money and access your account instantly

MTN - Get MSACCO Number

  1. Dial *165*6*3#
  2. Enter SACCO ID - MSACCO
  3. Press 1 to proceed
  4. Enter your institution SACCO ID - UMAS
  5. Enter your account number
  6. Enter recovery number
  7. Create MSACCO pin (5 digits)
  8. Confirm MSACCO pin
  9. Phone returns MSACCO Number

Airtel - Get MSACCO Number

  1. Dial *185*7*3#
  2. Press 1. MSACCO
  3. Enter institution ID - 4342166
  4. Enter your account number
  5. Enter recovery number
  6. Create MSACCO pin (5 digits)
  7. Confirm MSACCO pin
  8. Get your MSACCO Number instantly

Ready to Join Our SACCO?

Take the first step towards financial freedom. Become a member today and start building your future.

Apply Now